FHA Loans

Opening Doors for Many Homeowners

Buying a home can be more affordable than you think with an FHA loan. These types of loans are perfect for home buyers who are looking for a lower down payment or have less than stellar credit. FHA loans are federally insured and make it easier for borrowers to qualify for a mortgage. Scroll down to learn more about FHA loans or contact us today to speak with a licensed loan officer.

Features & Benefits

Get to know more about FHA home loans

Learn more about FHA loans by Talking to a mortgage professional today!

Click Here

Frequently Asked Questions

Are FHA loans available only to lower income borrowers?

No. There are no income restrictions. Any borrower that meets FHA’s credit guidelines may purchase or refinance a 1-4 unit property with an FHA insured loan.

Are you able to finance improvements with an FHA loan?

Yes. FHA’s 203k program allows for repairs and improvements to be financed for a home purchase or refinance similar to a construction loan.

How is FHA funded?

FHA is the only government agency that operates entirely from its self-generated income and costs the taxpayers nothing. The proceeds from the mortgage insurance paid by the homeowners are captured in an account that is used to operate the program entirely. FHA provides a huge economic stimulation to the country in the form of home and community development, which trickles down to local communities in the form of jobs, building suppliers, tax bases, schools, and other forms of revenue.

Does FHA offer financing for condominiums?

Yes. FHA approved condominiums are eligible for financing.

Are there FHA Lending Limits?

Yes. FHA loan limits vary depending on property units and the lending market.
Contact Us Today!
Take the first step of the mortgage process and contact one of our licensed loan officers today!