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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Scott David Mantel
Scott was very helpful, he guided me through everything. He was excellent. He explains everything clear and to the point. He goes beyond his responsibilities to make sure he is serving his clients. He is a complete professional.

robbya59

Borrower from Freehold, NJ
Satisfied client
Ozzie and his team were extremely helpful guiding us through the process & had our best interests in mind throughout the entire mortgage process. Thank you very much!

Satisfied Client

Borrower from Toms River, NJ
Ozzie Rabinowitz
Ozzie and his team were introduced to us by our Financial Advisor – he came highly recommended. My wife and I are completely satisfied with Ozzie and co. and they work that they did for us – they were very organized and thorough. We were new to the process and Ozzie was very attentive and...
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Mariko & Brian Migue

Borrower from Union, NJ
Borrower
Bobby, I cannot thank you enough for helping me through this [reverse mortgage] process. You really went above and beyond to help me out and I appreciate it more than words can say. I can’t believe I’m finally able to pay all of my medical bills off and fix up the house! I’m so happy...
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Maria G.

Extremely impressed
It was a real pleasure working with Ozzie Rabinowitz and his team… I would highly recommend him to friends and family it was a professional experience throughout the process

Chaim Feller

Borrower from Lakewood, NJ
Perfect!
Ozzie was so efficient from day one they were on top of everything! Everything went so fast and smooth! Ozzie was also a real pleasure to work with he always let me know right away if we were missing anything and took care of it all! We highly recommend using him!

princessyocheved

Borrower from Jackson, NJ
Amazing, expert in his field, patient and dedicated
Scott was truly amazing, he provided clear insight and instruction, he made the process soothingly easy when I was giving up hope. His helped was significantly amazing in helping me secure the loan.

zuser201706182354513

Borrower from Brooklyn, NY
Great team!
Ozzie and crew were fantastic to deal with. So efficient and pleasurable to deal with. Amazing Ozzie even re-locked our rate when the rates fell one day!

tgold18

Borrower from Jackson, NJ
We closed a loan with him that was extremely complicated and previous mortgage brokers ...
Scott is extremely smart, a straight shooter, resourceful and has extensive knowledge of the industry. We closed a loan with him that was extremely complicated and previous mortgage brokers had not been able to handle. Cannot say enough good things about him.

bnthuo

Borrower from New York, NY
Wonderful
Ozzie helped me many times in the past and just resent on my new home, Everytime I purchased a home or refinanced I was happy to contact Ozzie because I knew he would be a great help to me. He was very helpful kind And very professional and I always know I can rely on...
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Lisa Serinese

Borrower from Stewartsville, NJ

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.