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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Borrower
I want to sincerely thank you for all your hard work on my reverse mortgage. Your professionalism was beyond my expectations. More important, I am ever grateful to you for your kindness and understanding of my situation. Unfortunately, after the loss of my job I needed to deal with many creditors who lacked compassion and...
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Maryanne D.

THE BEST!!!
Ozzie has now closed 2 refinances for me and never was there even the slightest hick-up. From the initial phone call to discuss whether or not to refinance, Ozzie’s honesty and knowledge always had me believing my decision was correct. I have recommended his to family and friends who have all used him. He and...
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Joe A.

Borrower from Old Bridge, NJ
Simply the Best
Micah was one of the wonderful people I have had the pleasure to work with in my life. Attentive caring knowledgeable stuck with us throughout the whole process. Him and his assistant or the reason we went with them stayed with them and love to recommend them to anybody that’s Looking for a mortgage or

Steven Aubert

Borrower from Redwood City, CA
It was a pleasure doing business with Scott
I made an excellent choice when I chose a loan officer. Scott has the ability to personalize the need of his clients . He is knowledgable, extremely reliable, courteous .He is an excellent asset to his company. I will always recommend him to other buyers

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Borrower from New York, NY
He explained every aspect thoroughly & clearly.
Scott helped me through the mortgage process from start to finish. He explained every aspect thoroughly & clearly. He always answered my calls or emails within minutes and was quite patient with all my questions & concerns. He was a great help during a stressful process and I have recommended him to several friends.

zuser20141027163135221

Borrower from New York, NY
Great to work with - organized, transparent, efficient
Scott was amazing to work with when refinancing our mortgage. He knew how to communicate with us throughout the process and made sure we knew what was going on every step of the way. His responsiveness and expertise is extremely impressive as well. Please consider Scott for your mortgage, refinance, or other home loan needs.

Elvin Migirov

Borrower from Staten Island, NY
Very positive experience
Nationwide is extremely knowledgeable and guided us every step of the way to make this the most positive experience. I really recommend working with them as Ive worked with them!

sorifischer

Borrower from Lakewood, NJ
Scott “the mortgage guy” Mantel!
This gentleman right here is worth his weight in Gold! This was my first mortgage and I don’t think there’s a better educator out there. He walked me through the whole process. Worked super late hours and got me my loan quick. And easy. He’s super efficient and knows what he’s doing. I was referred...
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garciajeremy518@gmai

Borrower from Lindenhurst, NY
Definitely Recommend Scott!!
Scott made the process of obtaining our mortgage seem like a breeze (even when it wasn’t!) He was super responsive- answering any and all questions, following up constantly and made sure we got an amazing rate and closed ahead of schedule! Without a doubt, I’d recommend Scott and will be contacting him if and when...
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tarahmann

Borrower from Milford, PA
Great
Ozzie and his staff are extremely knowledgeable and efficient. They saw the entire process through flawlessly. A real pleasure to work with. I would highly recommend them.

Shimon Falik

Borrower from Brick, NJ

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.