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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

EXCEPTIONAL!
Ozzie is excellent , Entire process he made it so simple that I am already planning to buy one more house . Great service , Great team and most important response time is so quick unbelievable

pkhannyc

Borrower from Jersey City, NJ
Ozzie was excellent from start to end
Couldn’t imagine finding a better loan officer then Ozzie and his assistant Julie. From the very start Ozzie gave us all the time we needed to determine the loan amount that was appropriate for us and when to lock…we felt like we talking to old friends…present sent from heaven. Strongly recommend you use him!! We...
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yjakubovics

Borrower from New City, NY
#GoforIt!
We we’re very pleased with our dealings with Mr. Rabinowitz. He and his secretary helped us through the entire mortgage process very clearly and patiently giving us a pleasant experience with what might otherwise have been a confusing and stressful ordeal.

Very Satisfied

Borrower from Lakewood, NJ
Amazing, expert in his field, patient and dedicated
Scott was truly amazing, he provided clear insight and instruction, he made the process soothingly easy when I was giving up hope. His helped was significantly amazing in helping me secure the loan.

zuser201706182354513

Borrower from Brooklyn, NY
Highly Recommended!
Ozzie and Julie were great ! They did a excellent job addressing my questions and concern’s patiently and every thing was done efficiently and effectively.

syc613

Borrower from Lakewood, NJ
Most experienced broker
Whatever I say is not enough. Scott is the king of brokers and I fully trust his advise. Beside that he truly cares about his clients and their goals. He helped me to purchase my first house which was a super complicated deal and he advised me through all the steps and obstacles to get...
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naciem nowrouzi

Borrower from New York, NY
Great team!
Ozzie and crew were fantastic to deal with. So efficient and pleasurable to deal with. Amazing Ozzie even re-locked our rate when the rates fell one day!

tgold18

Borrower from Jackson, NJ
Highly recommend Scott Mantel!
Scott is a highly motivated, personal, professional loan officer who was essential in helping us buy our Brooklyn townhouse. Simply could not have done it without him. Highly recommend Scott

Julia Lintern

Borrower from New York, NY
Borrower
I want to sincerely thank you for all your hard work on my reverse mortgage. Your professionalism was beyond my expectations. More important, I am ever grateful to you for your kindness and understanding of my situation. Unfortunately, after the loss of my job I needed to deal with many creditors who lacked compassion and...
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Maryanne D.

Ozzie Rabinowitz
Ozzie and his team were a real pleasure to work with! Their thorough knowledge and patience made the process that much smoother and easier. They were always available for us and were a real support throughout! Thank you Ozzie for such a positive experience!

scoriat

Borrower from Philadelphia, PA

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We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.